Pros and Cons of Disability Insurance for Nannies » National Nannies

Pros and Cons of Disability Insurance for Nannies » National Nannies:

 "While most states require the employers of domestic workers to carry worker’s compensation insurance to protect employees injured on the job, few states require those employers to take out disability policies. Disability insurance is designed to protect workers that sustain injuries or contract illnesses outside of the workplace that render them incapable of holding steady employment for a specified period of time, which is generally 14 weeks or less.

Depending on the requirements and guidelines governing disability insurance for domestic workers in your state, there are definite pros and cons alike to carrying a disability insurance policy for your nanny. Assuming that your state is among those that do not require you to obtain disability insurance, there are two sides of the proverbial coin to consider."

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